Money Matters- Making Your Money Work for You
Money Matters • Sermon • Submitted
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· 38 viewsIf we want to be generous with money we must first be wise with money.
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You prepare a table before me in the presence of my enemies; You anoint my head with oil; My cup runs over.
Will you set your eyes on that which is not? For riches certainly make themselves wings; They fly away like an eagle toward heaven.
Money Matters - Principles we have been learning
God is the owner of all and he has called us to be stewards
Money is a tool to be used not a God to be served.
Work is Gods means to provide us with Wealth.
“Earn all you can, give all you can, save all you can” ― John Wesley
dichotomy of this statement
Work ethic - Wisdom - Genersoity
How Many can relate with Proverbs 23:5?
Cannot Save without...
Will you set your eyes on that which is not? For riches certainly make themselves wings; They fly away like an eagle toward heaven.
If you don't have a plan for your money, your going to be struggling just to make ends meet.
What is your plan when it comes to your money?
Bills? Groceries? Gas? Plates? Car Repair? Kids Shoes? Doctor Bill?
If you have to work for your money, Doesn't it make “cents” to make your money work for you.
Sermon In A Sentence - If we want to be generous with money we must first be wise with money.
Sermon In A Sentence - If we want to be generous with money we must first be wise with money.
The Importance of a Financial Plan
The Importance of a Financial Plan
Understanding that we are Stewards takes this idea to a whole new level.
For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it—lest, after he has laid the foundation, and is not able to finish, all who see it begin to mock him, saying, ‘This man began to build and was not able to finish.’
Context is discipleship (following Jesus)
Disciple = Learner
How you handle and view your money is part of discipleship.
Disciples Don’t Make Excuses about why they cannot obey Jesus, They simply TRUST AND OBEY.
Today I want to be Extremely Practical! This can change your life.
I. Get on a Budget!
I. Get on a Budget!
Budgets are not just for New Years Eve
The plans of the diligent lead surely to plenty, But those of everyone who is hasty, surely to poverty.
For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it—lest, after he has laid the foundation, and is not able to finish, all who see it begin to mock him, saying, ‘This man began to build and was not able to finish.’
There is desirable treasure, And oil in the dwelling of the wise, But a foolish man squanders it.
Do not overwork to be rich; Because of your own understanding, cease! Will you set your eyes on that which is not? For riches certainly make themselves wings; They fly away like an eagle toward heaven.
Will you set your eyes on that which is not? For riches certainly make themselves wings; They fly away like an eagle toward heaven.
A prudent man foresees evil and hides himself; The simple pass on and are punished.
Prov
The plans of the diligent lead surely to plenty, But those of everyone who is hasty, surely to poverty.
Through wisdom a house is built, And by understanding it is established; By knowledge the rooms are filled With all precious and pleasant riches.
He who is faithful in what is least is faithful also in much; and he who is unjust in what is least is unjust also in much.
A Budget is a Plan...
Its foreseeing and being ready for the future
Not my goal to insult anyone’s intellegence
A budget starts with 2 basic items…
a. Your Income - Base Income, Not Overtime, Not Bonuses
b. Your Expenses- All OF THEM...
BE HONEST WITH YOURSELF…
What happens when your expense are greater than your income? You’ve got a problem.
a. Priorities
a. Priorities
Honor the Lord with your possessions, And with the firstfruits of all your increase;
The wicked borrows and does not repay, But the righteous shows mercy and gives.
The wicked borrows and does not repay, But the righteous shows mercy and gives.
Your Tithe - Off the top, W/O Hesitation (Whose Money Is It)
The wicked borrows and does not repay, But the righteous shows mercy and gives.
Your Requirements - Common Sense stuff
We Pay our Bills, Before We Have Fun, Before We Eat Out, Before we indulge in any of our wants
b. Practical
b. Practical
Dave Ramsey Suggests an Emergency Saving Fund 1000
Are they days that you Eat out?
Do we like to go to ENTERTAINMENT CHOICE
Does your car need maintenance? Do our kids grow?
II. Act Your Wage!
II. Act Your Wage!
You know why Debt is running rampant in our society? Its modeled all around us. You Need… You Deserve…
When you Have a Financial Plan, You know Exactly What your Wage Is.
You can begin to ask questions… Do I really Need, Deserve this?
TRUTH- DEBT IS DUMB (CAN YOU REPEAT THAT WITH ME)
Now godliness with contentment is great gain.
1 tim 6:
What keeps us from living within our means?
1. Not understanding the truths about money - Ignorance
1. Not understanding the truths about money - Ignorance
He who loves silver will not be satisfied with silver; Nor he who loves abundance, with increase. This also is vanity.
Improper use of credit
Improper use of credit
2. Keeping up with the Jones’s. - Covetousness
2. Keeping up with the Jones’s. - Covetousness
Better is a little with the fear of the Lord, Than great treasure with trouble.
He who loves silver will not be satisfied with silver; Nor he who loves abundance, with increase. This also is vanity.
ecc
Have you found honey? Eat only as much as you need, Lest you be filled with it and vomit.
3. Not seeking counsel. - Pride/Shame
3. Not seeking counsel. - Pride/Shame
Not seeking counsel
Not seeking counsel
For by wise counsel you will wage your own war, And in a multitude of counselors there is safety.
III. Get Out of Debt!
III. Get Out of Debt!
The rich rules over the poor, And the borrower is servant to the lender.
Do not be one of those who shakes hands in a pledge, One of those who is surety for debts; If you have nothing with which to pay, Why should he take away your bed from under you?
Better not to vow than to vow and not pay.
The wicked borrows and does not repay, But the righteous shows mercy and gives.
By whatever Means Necessary
Dave Ramsey has a tool called the Debt Snow Ball
DVD’S Lets watch them together and be accountable to one another
Develop A New Mindset- I Say No Now, So I Can Say Yes Later.
The Benefits of A Budget
The Benefits of A Budget
He who is faithful in what is least is faithful also in much; and he who is unjust in what is least is unjust also in much.
He who is faithful in what is least is faithful also in much; and he who is unjust in what is least is unjust also in much.
Increased Opportunity- Good Stewards are Great Funnels and Enjoy Great Blessings.
Goal Right? Hard Work, Wisdom, Leads to Generosity
A Sense of Security & Stability
A plan for the short term without a plan for the long term is foolish.
And as it is appointed for men to die once, but after this the judgment,
The Ultimate Plan for the Future - Jesus Christ
For God so loved the world that He gave His only begotten Son, that whoever believes in Him should not perish but have everlasting life.