Sermon Tone Analysis

Overall tone of the sermon

This automated analysis scores the text on the likely presence of emotional, language, and social tones. There are no right or wrong scores; this is just an indication of tones readers or listeners may pick up from the text.
A score of 0.5 or higher indicates the tone is likely present.
Emotion Tone
Anger
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Disgust
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Fear
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Joy
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Sadness
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Language Tone
Analytical
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Confident
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Tentative
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Social Tone
Openness
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Conscientiousness
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Extraversion
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Agreeableness
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Emotional Range
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Tone of specific sentences

Tones
Emotion
Anger
Disgust
Fear
Joy
Sadness
Language
Analytical
Confident
Tentative
Social Tendencies
Openness
Conscientiousness
Extraversion
Agreeableness
Emotional Range
Anger
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Introduction (Me)
A woman walks into a bank in New York City and asks for the loan officer.
She says she's going to Europe on business for two weeks and needs to borrow $5,000.
The bank officer tells her that the bank will need some kind of security for such a loan, so the woman hands over the keys to a Lamborghini diablo that's parked on the street in front of the bank.
Everything checks out, and the bank agrees to accept the car as collateral for the loan.
An employee drives the Rolls Royce into the bank's underground garage and parks it there.
Two weeks later, the woman returns, repays the $5,000 and the interest, which comes to $15.41.
The loan officer approaches her and says:
"We are very happy to have had your business, and this transaction has worked out very nicely, but we're a little puzzled.
While you were away, we checked out your accounts and found that you were a multimillionaire.
What puzzles us is why would you bother to borrow $5,000?"
"Well, where else in Manhattan can I park my car for two weeks for fifteen bucks?"
How would you describe the action of the woman in the story.
Was she being dishonest or manipulative?
Or was she being clever and wise?
Was she being Shrewd.
Was she being Shrewd.
It interesting how
Tension (We)
What do you think of when I say the word “Shrewd”?
For some reason I typically think something close to sneaky.
It’s not that it’s necesarily morally wrong, but still there just seems to be something that isn’t exactly right about it.
Maybe it is just my “Midwestern Nice” gauge going off, but I guess I figure if she has the money to spend, why not just spend it.
But maybe that reveals more about how much I have bought into a world view of spending then it does in how much I understand shrewdness.
According to the Webster Dictionary when something is Shrewd it is:
marked by clever discerning awareness and hardheaded keenness especially in practical matters
Merriam-Webster, I. (2003).
Merriam-Webster’s collegiate dictionary.
(Eleventh ed.).
Springfield, MA: Merriam-Webster, Inc.
One of the most practical matters that we deal with everyday is our fiances.
Dave Ramsey, the well Christian Financial Adviser, often talks about how the average millionaire does things that are really very shrewd.
That it is a myth to think that most millionaires live in ivory towers and wear $500 blue jeans.
In fact most millionaires do very practical things that we could all be doing.
Things like,
Things like,
1. They’re avid readers.
2. Delaying Gratification, or
But that attitude actually reveals how much we have bought into the world view of spending.
One of the reasons millionaires become millionaires is because of their constant desire to learn.
The average Millionaire reads one non-fiction book per month.
To them, leadership books and biographies are much more important than the latest hit reality show.
When they have free time, they use it wisely—by reading.
2. They understand delayed gratification.
In other words, today’s sacrifices set them up for tomorrow’s success.
They have no problem buying an older, used car, living in a modest neighborhood, and wearing inexpensive clothes.
Keeping up with the Joneses isn’t a priority for them.
They realize that instant gratification is fun—but delayed gratification is so much better.
3.
They stay away from debt.
The idea of “debt as a tool” is foreign to the average millionaire.
If they want something they can’t afford right now, they save and pay cash for it later.
They don’t owe anything to the bank, so every dollar they earn stays with them to spend, to save, and to give.
Debt is the biggest obstacle to building wealth.
Run from it every chance you get.
4. They budget.
Ramsey likes to point to 5 simple habits of the typical Millionaire:
Your budget is your plan, and you don’t build a net worth of a million dollars without some sort of plan.
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